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JIJA GOLD LOAN LOGO
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Jija FinTech Pvt Ltd.
CIN: U66190PN2023PTC220773

Founded in 2023, Jija Gold Loan is a new-age financial institution that offers gold loans to those in need, specifically in villages and small cities. We operate in partnership with an extensive network of banks, finance companies (NBFCs), and credit societies across numerous villages, delivering excellence in service through partner branches, authorized jeweler shops, and even at the doorsteps of our customers.

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Information

  • Office No.1 ,second Floor, Janai Sadan, Near Axis bank, Wagholi Pune-412207
  • Monday - Saturday
  • 10 : 00 AM - 06 : 00 PM

Lets Get In Touch

  • [email protected]
  • +91 7276093499

Registered Under

pngwing.com
Copyright 2025© Jija FinTech Pvt Ltd.All Rights Reserved
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*11.00% Annual percentage rate (APR). Available in only certain schemes. Only in certain Geographies and with certain lenders. T&C Apply.
#Highest loan value per gram is available in Regular Rebate Max Value and only in certain geographies and with certain lenders Apply. “The interest rate mentioned is a floating interest rate and subject to change basis repo rate changes made by the Reserve Bank of India
* Indicative time measured for a loan of Rs 50,000 carried under controlled conditions
Our lending partners include top banks, NBFCs and Co-operative Credit Societies.
Representative Example: If the loan amount is 100,000 and a customer from Pune selects Jija Gold Rebate High Value scheme with interest rate 11.00% per annum; & if the customer pays only the interest every 30 days for the next 180 days, then the overall calculated interest payable would be 5500 only (e916.67 per month). A processing fee may be charged & would be 0.20% (Inclusive 657) of the loan amount & the amount of this fee would be $200. So, Total cost of the loan would be (Principal +
Interest + Processing Fee): 1,05,700. The customers get the convenience to pay the principal balance anytime within 180 days tenure. Product details: Gold Loan amount ranges from * 10,000 to as per requirement/eligibility; Loan duration 30days, 90days, 180 days,270days and 365 days; Annual Gold Loan Interest rates (APR, Min to Max): 11.00% – 23.00%; Processing Fee (Min to Max): 0%-1%; Foreclosure Fee-0% -2%. T&C apply.
Minimum period of repayment is 31 days and Maximum period of repayment is 12 months. Effective monthly interest rate post rebate in Regular Rebate Max Value Scheme with Loan Tenure of 3 months and 6 months: T&C apply
Contact Information (Registered Office): Jija FinTech Pvt. Ltd., office No.2, 1st Floor, Pune -Solapur Road, Om Complex, Loni Kalbhor, Pune, Maharashtra-412201, CIN: U66190PN2023PTC220773; Phone Number: +917276993499
Associated Fees and Charges: There is no associated fee for Jija Gold Saver Scheme. There are zero processing fees and there are no hidden charges in Jija Gold Super Scheme. T&C apply
We don’t offer personal loans which require repayment in full in 60 days or less from the date the loan is issued. Subject to the necessary KYC and verification. T&C apply.
Maximum Annual Percentage Rate (APR) is 23%, For any queries, you can email us at [email protected] For any escalations, you can write to our Grievance Officer at [email protected]
DISCLAIMER: Jija FinTech Pvt. Ltd. (Jija Gold) partners with regulated financial institutions such as banks, NBFCs & Co-Operative Society & is not a bank, NBFC & Co-Operative Society itself nor does it hold or claim to have a banking, NBFC & Co-Operative Society All disputes, differences and/or claims arising out of or touching upon this arrangement, whether during its subsistence or thereafter, shall be settled by arbitration in accordance with the provisions of the Arbitration and Conciliation Act, 1996, or any statutory amendments thereof and shall be referred to the Arbitration of a Sole Arbitrator to be appointed by the Company. The award given by such Sole Arbitrator shall be final and binding on the Borrower and the Company. I have received, read and fully understood the aforesaid terms and conditions and/or have independently had the aforesaid terms and conditions translated accurately in my vernacular language and has completely and fully understood the same to my satisfaction.

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